Having bad credit or no credit is equivalent to having bad energy. No one wants it! This DIY Credit Repair Ebook is just what you need to reach that 700+ credit score so you can obtain that new car, home, or loans. This step by step instruction guide on how to establish or repair your credit includes our pre drafted dispute letters and credit tips. (31 pages included) Did you know you credit score is based on five key factors? - Payment History - Credit Utilization - Length Of Credit History - Credit Mix - New Credit Inquiries See you in the 700’s